Although you may carry replacement coverage as part of your insurance policy, the Insurance Company Adjuster has the option to require restoration and repair of your personal property if the cost to restore or repair the items is less than that of replacing the item. Trust Michigan Fire & Flood to professional clean and restore your personal property damaged by water or fire. We will provide a full report of all items which are cleanable, as well as, the documentation your insurance company will require to support your Total Loss Replacement Claim should particular items not respond to cleaning. Michigan Fire & Flood will walk you through the process.